Current Mortgage Loan
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Current Mortgage Loan
Economic uncertainty continues to bring mortgage rates down. Over the last several weeks, declining rates have brought borrowers back to the market but, as the spring homebuying season gets underway, low inventory remains a key challenge for prospective buyers.
NOTE: Freddie Mac made a number of enhancements to the Primary Mortgage Market Survey to improve the collection, quality and diversity of data used. Instead of surveying lenders, the weekly results are now based on thousands of applications received from lenders across the country that are submitted to Freddie Mac when a borrower applies for a mortgage. Additionally, the PMMS will no longer publish fees/points or adjustable rates. The newly recast PMMS was put in place on November 17, 2022, and the weekly distribution is Thursdays at 12 p.m. ET.